Banking Software !
Websoftex Banking Software is one of the most popular and experienced Banking Software companies in with around 3+ years of experience in building websites.
Websoftex Banking Software Solutions
Websoftex Banking software is a powerful online web based and windows based GUI based application integrated with core banking system designed to take care of all aspects of your societies business with utmost care. The highlight of this software is in its comprehensiveness and the simplicity with which it handles complex tasks with ease.
SAILENT FEATURES: –
* Multi-user Online web based with Multi Branch core Banking application.
* Extremely Functional and user friendly with user drivers operation. Attractive and well said reports format.
* Report export facility to various useful formats such as Ms Word. Ms excels. Customized and user defined reports.
* Ace reports can be viewed on the screen and can be printed on printer.
* Created by a team of highly experience programmers using the latest software tools with domain knowledge of highly experienced banking professionals and with a feed back of over 30 Co-operative Societies.
* Optimized for best performance on Pentium Pc’s Reduces cumbersome and routine work Minimizes errors ,Better Control, Multi user version, Total satisfaction of customers
Websoftex Banking software has been developed to provide the following important features:
* Modular design with proper integration to ensure trouble-free operations without undue complications.
* Optimum security of operations which is very essential for financial transactions
* Comprehensiveness in coverage – a feature absolutely necessary to meet all requirements
* User-friendliness which ensures hassle free usage
* High flexibility with expandability and upgradeability. The software can be used by all societies and can be easily upgraded/expanded to cover more activities whenever required.
* The software is capable of handling huge volumes of transactions without any difficulty.
* State of the art technology has been used.
* Control over operations with in-built checks and balances, authorization procedures, etc.
* Elimination of scope for tampering of data
* The system is designed to work for network environment to access the information & update the data by different users simultaneously
*
Software Coverage: – Each module has been designed to cover a wide range of activities. Apart from comprehensive master details each module covers all transactions chronologically and systematically. A bird’s eye view of the coverage of the modules is presented below.
1. Membership Management: –
Enables customer to enroll as Member, Non-Member, Associate Member and Nominal Member and it consists of Enrollment, member assets and liability details
o Member Profiles Queries (Share, Deposits, Loans of the member).
o Photos & signatures of members are stores in data base are accessible when ever required
o Closing of Membership
o Member Address lists
o Reports.
2. Share Accounting: – It enables issue of shares, withdrawal of shares, dividend calculation and posting, consolidate dividend report and share register, any time.
o Issuing of shares.
o Issuing of additional shares.
o Dividend calculation and payment.
o Withdrawal of shares.
o Share Register.
o Reports.
3. Operational Accounts: –
It consists of SB
o Account opening.
o Transactions (credit/Withdrawal by cash).
o Transfers (transfer to/from S.B. Accounts).
o Transaction maintenance taking care of minimum balance in account.
o Interest calculation & posting.
o Schedule.
o Execution of standing instructions.
o Photo & Signature of the member available and accessible at the time of each withdrawal transaction for verification.
o Pass sheet printing.
o Account closing.
o Reports.
4. Term Deposits: –
Consists of FD, RD, RICC, Cash Certificate, Pigmy and Thrifts deposits
o Account opening.
o Deposit Receipt printing.
o Interest calculation and posting.
o Closing before maturity (Pre Closure).
o Closing on maturity.
o Transfer of Term Deposit Interest to SB,RD.
o Deposits Renewals.
o Reports.
o Deposit Maturity Report.
o Interest Provisions
5. Loans and Advances: –
Consists of Surety Loan (Unsecured), Crop Loan, Vehicle Loan, Gold Loan, Loan against Deposit (like, FD, RICC / CC) Loan Ledgers & various types of reports.
o Loan sanctioning.
o Loan disbursement.
o Creation Loan Parameters by user.
o Borrower and Surety Details.
o Interest calculation and posting as per the loan schemes.
o Interest Provisions for annual financial year.
o Transfer entries from SB, Shares and Dividend are possible.
o Loan repayment.
o Loan Charges posting.
o Loan closure.
o Penalty Interest.
o Loan Ledger view.
o Loan Schedule for Different Amount, ROI, Periods.
o Reports.
o Loan Balance pass sheet.
o Monthly Demand collection Balance report.
o Overdue report.
o NPA report.
6. Standing Instructions: –
Carrying out of Standing Instruction on day-to-day basis and monitoring of Standing Instruction, cancellation, etc.
o Define Standing Instruction.
o Processing and posting.
o Status of Standing Instruction.
o Reports.
7. Cash Transaction : –
Internally updating daybook entries like Receipts, Payments, and Transfers between accounts can be updated internally through the respective modules, direct voucher entries to the G/L are possible
o Receipts and Payments.
o Cashier Scroll.
o Cash Register.
o Bank reconciliation.
8. Day book and Trial Balance: –
It includes subsidiary daybook; cash transfer in respect of each account head with abstract no. of vouchers
o Day Book.
o Trial Balance.
o Subsidiary day book.

Mona, a single mother, works in a private organization and has an engaging and hectic schedule throughout the week. She always has to seek help from friends or relatives when she needs to go to the bank to deposit some money or withdrawal as she hardly has any spare time to do so.

There are many people like her who face difficulty in taking out the time to visit the bank often. It’s like another task added to their already packed to-do list. However, as technology advances, the more easy and convenient our lives are becoming. So, if you are thinking whether there is any solution that technology has to offer to you in this situation; well, the answer is in the affirmative.

Today, the internet-based services offered by banks allow customers to conduct financial transactions on a secured website, which is controlled and operated by the banks themselves. Referred to as ‘Online- Banking’ or ‘E-Banking’, these have completely transformed the way we do banking.

Online Banking is basically a facility which allows you to perform banking activities from the comfort of your home/office through the internet. It has made life so much easier as it is more convenient and hassle-free. As a customer, you can control your finances at any time through this wonderful facility. All you need a laptop or a PC with an internet connection. Banking through internet has become faster and more pleasant. It also leads to a reduction of a lot of cumbersome administrative work of the banks, thereby saving them a lot of money and plenty of your time.

Banking can now be divided into two types, traditional and online. Traditional banking provides physical presence along with the online facility whereas online banking is done virtually. For accessing the online banking facility, a customer needs to register with the bank which is a fairly simple step. Next, they’d be provided with a login ID and a password through which the customer can access a host of banking facilities online.

Apart from the common features like viewing account balances, ordering cheque books, downloading bank statements etc., E-banking also provides features such as home loan EMI calculator and home loan interest rate. Home loan EMI calculator helps you in ascertaining whether a particular loan is affordable for you or not. You’d not need to visit a bank or meet an executive for this purpose anymore.

All these services and many more are now available at the click of the mouse. All you need to do is to go the banking website, log in and get the service you are looking for. It’s really that simple!

It’s true that physical banking provides a certain kind of reassurance and trust however being dynamic is an asset. Online banking has proved to be extremely advantageous for those with extremely busy professional as well as personal lives. It is time you seek the guidance of your banking personnel and access your bank account online.

Visit for more info : http://www.icicibank.com

Emprestimofacil.com is the first and largest portal of online solicitation of payroll loan in Brazil. We always abide by the rules and resolutions of the Central Bank. It’s been more than a decade and we are still recognized by thousands of customers and banks we represent as a transparent institution. We aim at bringing a difference in the lives of those who need money and who can fulfill their dreams. We try to come up with innovative solutions which neither the banks nor the customers could deny. We work with one goal that we will strive to conquer you.

Everyone has some dreams to be fulfilled but while investing in your dream money becomes the biggest hurdle. Emprestimofacil.com doesn’t want that. We always offer best loan solutions viz. payroll loan, federal loan and loans INSS with lowest interest rate to our needed customers and channelize our network with banks to cater the needs of the customers. Represented by agent accredited and certified by ANEPS registration 06050694680, we are proud to be a correspondent bank authorized and regulated by Brazil Central Bank. Emprestimofacil.com directly represent: Banco BMG, Itaú BMG, Zurich Insurance, Bradesco Promotora Bank, BV Financeira, Shahin Bank and Bank Pan. Under Brazilian law, banks are entitled to deduct payroll loans directly from the borrower’s paycheck and before other creditors. Osasco-based Banco Bradesco SA surpassed BMG as Brazil’s largest originator of payroll-deductible loans.

The Emprestimofacil.com specializes in performing payroll loan. With us, you can avail the best loan rates, have online simulation with major banks and can also hire personal loan agent till the completion of formalities. We, at Emprestimofacil.com, specialize in making loans to federal employees, always offering the best market interest rate as we work with the largest and best banks in payroll loan. The Emprestimofacil.com represents the BMG bank one of the largest and best banks in the payroll loan modality. With the merger of Itaú bank with BMG customers gain agility, transperancy and have the highest experience in loan. With this in mind the Emprestimofacil.com has a partnership with Itaú BMG bank to offer its customers the very best for of the loan services.

Today Brazil is a country that has interest rates for higher funding in the world, high interest rates for lending in credit cards; CDC (direct consumer credit). Payroll loan reduces the risk of personal loans which have a high risk of default. In other words, Payroll loans and loan INSS offer more attractive interest rates to consumers, making the most beneficial financing solutions. With payroll loan and federal loan, the interest rate is cheaper and the chances of the applicant becoming a default are minimal, with discounts directly made on payday. In addition to the low default, banks that perform these operations have agreements and partnerships with most funding agencies in Brazil, such as Dataprev, which performs payments for all retirees of the INSS, federal. As banks are warranted in relation to the receipt of parcels, those applying for the loans can also have the peace of mind that the process is fully responsive and secure.

Another distinguishing feature of this type of loan is that it does not request the portions of values to be paid in advance, the applicant will have to pay only through discounts on their payroll and the day of procedure of their salary. To request a payroll loan is very simple, if you fit the profile informed, we will help you to get in touch with a correspondent bank. We will recommend you to those leading banks that only perform payroll loans, as these are experts in this type of operation. You can visit our website www.emprestimofacil.com to facilitate all the information required, become more agile and provide more convenience for those who wish to request payroll loan. Being the only online portal in, the applicant will be able to visit the site and perform the simulation. The whole operation is initially made without leaving home. By accessing the portal Emprestimofacil.com, you should inform the body to which you belong i.e. retired INSS pensioners from the INSS, federal server, server state or local server. When choosing, be taken to a specialized area and personalized your care. Simulations by e-mail and phone are also met. With negotiated and decided values, trained and prepared team Emprestimofacil.com, performs the entire process by the Bank, more agile and simple way possible. With the help of Emprestimofacil.com you can accomplish your payroll loan installments that fit in your pocket, allowing solve their problems or even to carry out their dreams, whatever it is; investment, purchasing a vehicle, entry of one’s home or discharge debts.

Simply speaking, we believe in providing services in the areas of loan and insurance with agility, transparency and security. We have been always the leader in carrying out the needs of all our customers diligently. We are and we always want to be the best credit company and online insurance market consolidating in a transparent and trusting relationship with our customers and providing them with innovative solutions and responsible beyond credit demand.