Tag Archives: Borrowers

Personal Loan Early Repayment Charges: What You Need to Know Paying off a personal loan ahead of schedule can be an appealing option for borrowers looking to reduce debt and save on interest

August 16, 2025

However, many lenders impose early repayment charges (ERCs)—fees that can offset some of the potential benefits. Understanding these charges is crucial before making extra payments or settling your loan early. What Are Early Repayment Charges? Early repayment charges are fees

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Loan Repayment Options for Disabled Borrowers

July 19, 2025

Managing loan repayments can be challenging, especially for individuals with disabilities who may face financial constraints due to medical expenses or limited income. Fortunately, several repayment options and assistance programs exist to help disabled borrowers manage their debt effectively. This

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Federal Student Loan Forgiveness Update 2025: What Borrowers Need to Know

July 5, 2025

As student loan debt continues to be a pressing issue for millions of Americans, the federal government has introduced new updates to loan forgiveness programs for 2025. These changes aim to provide relief to borrowers struggling with repayment, expand eligibility,

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Borrowers ‘Should Research’ Personal Loan Options

June 24, 2017

Borrowers ‘Should Research’ Personal Loan Options Those looking to apply for a loan should first consider doing some research into how much they are going to borrow. Such is the assertion of Defaqto, who claim that those who take a

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Falling Student Loan Default Rates Still Challenge Borrowers

June 21, 2017

Falling Student Loan Default Rates Still Challenge Borrowers Earlier this week, the Department of Education announced that the cohort default rate for federal student loans, which is one of the more visible metrics used to determine a school’s eligibility to

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Home Loan Rates Guide For First Time Borrowers In India

June 11, 2017

Home Loan Rates Guide For First Time Borrowers In India Home loan rates always befuddle the first-time borrowers in India. This complex compact has a multi-level impact of the home loan EMI and borrower. So, first time borrower must take

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Changes to College Loan Laws Benefit Borrowers

May 9, 2017

Changes to College Loan Laws Benefit Borrowers College students, their parents, and graduates paying back student loans can all benefit from recent changes to federal loan laws, described below. Changes to Federal Loan Applications All new federal college loans will

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Terms Borrowers Should Understand – Interest Rates & APRs

May 1, 2017

Terms Borrowers Should Understand – Interest Rates & APRs If you are new to buying a house, borrowing or have made some mistakes when in the financial market, you might consider learning the lending terms. You hear the words interest

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Smart Home Loan EMI Calculation Strategies For First Time Borrowers

April 30, 2017

Smart Home Loan EMI Calculation Strategies For First Time Borrowers Buying a dream house is a dream come true. One requires years of hard work and financial planning to be able to do so. The right time, the right place,

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Home Loan Rates And Loan Refinance For Indian Borrowers

February 17, 2017

Home Loan Rates And Loan Refinance For Indian Borrowers India is a very price conscious market. Hence, Indian borrowers are undoubtedly very mindful about home loan interest rates, which can assist in making smart decisions as easily as they can

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