Monthly Archives: December 2016

3 Student Loan Wishes for 2016

3 Student Loan Wishes for 2016 1. The implementation of a Federal Student Aid complaint system: Having a centralized place for students and borrowers to file complaints was part of the Student Aid Bill of Rights the Obama administration issued

Home Loan EMI Calculations Explained!

Home Loan EMI Calculations Explained! Taking a home loan for your financial needs will require absolute research and crucial decisions. You cannot risk overlooking small yet crucial details. It would be beneficial to know all the different factors that are

Could You Get A Lower Interest Rate?

Could You Get A Lower Interest Rate? If you obtained a loan such as a car loan, unsecured personal loan or a mortgage when the interest rates were high you may now be able to get a lower interest rate.

Is Student Loan Consolidation Good?

Is Student Loan Consolidation Good? Consolidating your student loan(s) is one of the smartest things that you can do. You should consider a student consolidation loan if you have several federal student loans or even just one large one. Student

Very Bad Credit Personal Loan

Very Bad Credit Personal Loan Very bad credit history simply implies that a lender because of the high risks you carry will turn you down. Very bad credit personal loan, however, is designed especially for people whose credit report has

Are The Home Loan EMI Calculators Beneficial For First Time Borrowers?

Are The Home Loan EMI Calculators Beneficial For First Time Borrowers? This seems to be a yes/no question. In other words, a simple yes or no should suffice, right? However, the right answer will depend upon how a first time

The Federal Housing Authority Beneficial For The Low Income Home Buyers ?

The Federal Housing Authority Beneficial For The Low Income Home Buyers ? The Federal Housing Authority is the quintessential government agency in the US that provides mortgages through approved lenders with an insurance premise behind its operations. In fact without

How Does An Education Loan Impact Your Future?

How Does An Education Loan Impact Your Future? Education loans in the country have risen by 35 percent between the years of 2004 to 2014. An education loan has its benefits as well as drawbacks. On the one hand, it

How Banks Mitigate Risk Of A Loan By Using An Interest Rate Hedge

How Banks Mitigate Risk Of A Loan By Using An Interest Rate Hedge Financial organizations such as banks that regularly make loans to customers can have exposure to risk from modifications to interest rates. Anytime an interest rate floats or

The Smart Way To Use A Housing Loan EMI Calculator

The Smart Way To Use A Housing Loan EMI Calculator There are certain pre-planning processes that you can employ before you use the home loan calculator for a realistic and definitive understanding of your EMIs. To calculate the EMIs every