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Student Loan Interest Rate Freeze Update: What Borrowers Need to Know The landscape of federal student loans in the United States continues to evolve, with the interest rate freeze remaining a critical point of focus for millions of borrowers

Initially enacted as emergency relief during the COVID-19 pandemic, this pause on interest accrual and mandatory payments has been extended multiple times, creating a complex timeline that borrowers must navigate. The Current Status As of the latest update, the freeze