Tag Archives: usury

— wp:heading {“level”:1} –> Interest Rate Cap Regulations by State Interest rate caps—often called usury limits—are among the oldest forms of consumer protection in the United States

They set a legal ceiling on the amount of interest a lender may charge, and they vary dramatically from state to state. For borrowers, lenders, fintech companies, and policymakers alike, understanding these rules is essential, because a single transaction can